Driver distractions or inattentive driving play a part in one out of every four motor vehicle crashes. That is more than 1.5 million collisions a year and 4,300 crashes daily, according to the National Highway Traffic Safety Administration. Text messaging, changing radio stations, even turning around to talk to passengers can prove deadly, according to the Insurance Information Institute (I.I.I.).
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Most Renters are Living Without Renters Insurance
Renters are 50 percent more likely to experience theft than those who own homes, according to the Bureau of Justice Statistics. Despite these risks, most apartment dwellers are still living without renters insurance.
Pay Less for Auto Insurance
Ways to Reduce the Cost of Your Auto Insurance
With the recent $18 per vehicle increase mandated by the State of Michigan, we've received many calls from clients wondering what they can do to reduce their overall auto insurance premiums. The following approaches are recommended by our personal lines agents.
$18 Per Vehicle Increase on the Horizon - We Explain
Automobile Insurance policies in Michigan will see an increase starting July 1, 2010, as the Michigan Catastrophic Claims Association (MCCA) approved an annual assessment of $143 per vehicle (an $18 increase from last year). We've put together some information to help you better understand the MCCA fee, and the purpose for the increase.
Do You "Know Your Stuff"?
By stuff we mean the items in your home - The TV's, laptop computers, video consoles and smartphones. Do you know your stuff well enough to report it if it were lost in a fire, flood, or other catastrophic event? If not, we have a FREE tool that can help!
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